CheckingThese days a checking account free of monthly fees and minimum balances is hard to find; but not at MEFCU. If you haven't already taken advantage of our free checking account, take the time to compare us to the competition... you will find MEFCU has created and maintained a truly "free" checking account option that benefits all of our members. Make the switch easy and click here for our Online Switch Kit!
Our checking account has no monthly service charge, no minimum balance requirements and earns a monthly dividend!
Reorder checks in any of our branches, within Online Banking, on the phone, or by clicking here.
No hassle checking, with all the perks.
In the event that your Checking Account doesn't have enough money to cover a purchase or withdrawal, we will automatically transfer funds into your checking account from your regular Savings or a Line of Credit.
Easy, automatic and free protection for you.
Debit Card Courtesy Pay
Debit Card Courtesy Pay was created to help you in an emergency or prevent embarrassment when there is not enough money in your Checking Account to cover a Debit Card (PIN or signature-based purchase) or ATM transaction. With this service, MEFCU may authorize your Debit Card (PIN or signature-based purchase) purchase and ATM transactions, even if there is not enough money in your checking account to cover them. Plus, there is no fee to enroll, and no fee will be charged unless you use the service.
This service is in addition to MEFCU’s Courtesy Pay, which you may already have to pay checks and ACH transactions. To enroll in this service, simply follow the link, complete the form and return it to any office.
We accept payroll direct deposit from any employer. Just follow these two steps:
Switching Financial Institutions can be easy, if you have the right tools.
Use MEFCU's Online Switch Kit to make all of the forms necessary and have all of the reminders needed to move to our Checking account.