Savings

Rates

Sign-Up for Rate Alert
Savings105/21/2013
Deposit Amount	Dividend Rate2	Annual Percentage Yield
$0 - $9,999.99	.10%	.10%
$10,000 - $24,999.99	.15%	.15%
$25,000+	.25%	.25%
1You must keep a balance of $5 in savings to retain your membership. 2Rate may change after account is opened.

Benefits

• No monthly service fee
• Dividend bearing without a high limit to maintain
• Access to all of the award winning services MEFCU has to offer
• Your savings account makes you a member-owner with voting rights
• Payroll deduction easily set up
• Deposit insurance up to $500,000

Keep your money growing, with our competitive yields.

Compare Accounts

A regular Savings Account at MEFCU provides more flexibility than a Money Market Account, or Premium Money Market Account.  You have no limits on the number of transfers or deposits into the account, no minimums on the amount you can withdraw, your money earns dividends, and is insured up to $500,000 for your convenience.  Our savings accounts also allow you to set up multiple sub-accounts, helping you save for a purchase or event down the road.

We ask each member to keep $5 in a regular Savings Account to retain membership.  Beyond this, members that choose this account to house their funds generally do so in order to maintain the flexibility our Savings Accounts provide.

Sign-Up for Rate Alert
Savings105/21/2013
Deposit Amount	Dividend Rate2	Annual Percentage Yield
$0 - $9,999.99	.10%	.10%
$10,000 - $24,999.99	.15%	.15%
$25,000+	.25%	.25%
1You must keep a balance of $5 in savings to retain your membership. 2Rate may change after account is opened.

Sign-Up for Rate Alert
Money Market Savings105/21/2013
Deposit Amount	Dividend Rate	Annual Percentage Yield
$2,500 - $9,999.99	.25%	.25%
$10,000 - $24,999.99	.25%	.25%
$25,000 - $49,999.99	.35%	.35%
$50,000 - $99,999.99	.35%	.35%
$100,000+	.50%	.50%
1Minimum balance required for Money Market Savings to earn stated rate is $2,500. Annual percentage yield is accurate as of specified date.

Sign-Up for Rate Alert
Premium Money Market Savings105/21/2013
Deposit Amount	Dividend Rate	Annual Percentage Yield
$20,000 - $24,999.99	.40%	.40%
$25,000 - $49,999.99	.50%	.50%
$50,000 - $99,999.99	.50%	.50%
$100,000+	.60%	.60%
1Minimum balance required for Premium Money Market Savings to earn stated rate is $20,000. Annual percentage yield is accurate as of specified date.

Direct Deposit

We accept payroll direct deposit from any employer. Just follow these two steps:

1. Contact your Human Resources department with this information:
   • MEFCU's routing and transit number (shown on the bottom of this page)
   • Your account number - your deposit can go to your savings, checking or both
   • Amount you want deposited with MEFCU (entire check or any portion of it)
   • If you elect to have the deposit split between your checking and savings accounts, indicate the amount going to each account
2. Once your deposit gets to your account(s) at MEFCU, transfers can be set up to any sub-accounts or for loan payments. This can be done within Online Banking as a recurring transfer, or through any MEFCU representative via Live Chat, Call Center, or stopping by an office.

Switching Financial Institutions can be easy, if you have the right tools.