Looks Like a Credit Card But Works Like a Check!
Your MEFCU VISA® Debit Card is safe, fast and convenient. Plus, you can use it at retail locations and at over 200,000 ATMs world wide.
The Debit Card looks like a credit card, but works like a check and an ATM card. Your purchase amount is deducted from your checking account - just as if you had written a check. Eliminate the hassle associated with check writing and reduce the amount of cash you need to carry.
Report your stolen or lost VISA® credit or debit card
Within the US: (800) 234-5354 -- 24 hours a day
Outside the US: 1-410-581-9994 -- call Collect
A replacement fee may apply for lost cards. You must cancel reoccurring charges that normally post to the Lost/Stolen card.
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Benefits You'll Enjoy With A MEFCU Debit Card
Use your Debit Card everywhere that VISA® debit cards are accepted.
You may also use your Debit Card everywhere that VISA® debit cards are accepted. Simply present your card and sign. The funds are taken directly out of your checking account. When using your debit card like a VISA® debit card, it may take a few days for the transaction to clear your account, just as if you were writing a check.
No Annual Fee!
Use it at over 10 million merchants worldwide. Normal ATM fees may apply.
Shop By Phone
Save time by using your card to place orders over the phone.
Real-Time Availability
You are able to use your card up to the amount available in your account at the time of purchase. Since not all transactions post immediately, it is important that you keep good transaction records on your account to avoid possible overdrafts.
Simple Record Keeping
Each time you use your card, you will receive a receipt for your checkbook record keeping. A detailed description will appear on your monthly credit union statement.
Access your Credit Union Account
Your card can also be used as an ATM card to make transfers, deposits, inquiries, and withdrawals up to $250 a day.
Travel and Vacation Notice
Transactions in several countries have been blocked due to increased amounts of fraud. View more travel information.
Important Information You Need Know When Using Your VISA® Debit Card
Authorization Limit
Visa® debit card authorizations are limited to a maximum dollar amount per transaction. This may affect signature debit card transactions. For more information, please contact a Call Center Representative at 507-535-1460 or 800-535-2129.
When using your VISA® Debit Card with your PIN Code:
- You may use your VISA® Debit Card with a PIN number at retail locations and at ATM machines. There is no charge for using your Debit Card for purchases at retail locations.
- With your MEFCU VISA® Debit Card, there is no fee for transactions at a Mayo Employees Federal Credit Union ATM. We allow four transactions at no charge each month at non-MEFCU ATMs; a $1 charge per withdrawal will be assessed thereafter.
- When using your card at an ATM machine not owned by MEFCU, you may be charged by the owner of the machine. You will be notified by a message on the screen of the ATM if you will be charged before processing your transaction. You have the option to cancel your transaction at that time.
Your rights and responsibilities with a VISA® Debit Card:
- Never give your PIN to anyone
- Never write your PIN in a conspicuous place, where someone could see it.
- Report the loss or theft of your Debit Card right away.
- Sign the back of your card as soon as you receive it. If you do not receive your card within 2 weeks of ordering it, contact the credit union right away.
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