First Lien Home Equity

Refinancing sounds great to you, but doesn’t make sense due to cost?  Perhaps we can help!

If you have more than 20% equity in your home, you may be able to refinance your home with a First Lien Home Equity Loan.  This loan allows you to refinance your mortgage, but with only a few hundred dollars in closing costs!

This is the perfect loan for those with significant equity in their home, and want to refinance to take advantage of a lower rate while avoiding the closing costs of a traditional mortgage refinance.


  • Less closing costs than with a conventional mortgage refinance
  • Take advantage of a lower rate
  • Allows you to tap into the equity in your home
The reduced cost is very quickly recouped in your savings compared to the thousands it costs to refinance into a conventional mortgage.