If you are in need of cash today, whether it be for an unexpected expense or a vacation, our personal loans and lines of credit are here for you.
RefinanceAs a benefit for our members, MEFCU pays the refinancing fees for vehicle, RV/Boat, personal, and other non-real estate loans that are financed elsewhere. In many cases, we are able to take loans for qualified buyers and lower their rate while keeping the term the same... all for FREE!
Lower your monthly bills, and get the loan paid off in the same amount of time! We have saved our members thousands of dollars per month!
Debt Defender – protection that pays!
Debt Defender is a voluntary loan-payment protection product that helps preserve your family’s standard of living and helps give you relief from financial burdens if a protected life event such as disability, loss of life or involuntary unemployment happens to you. Debt Defender will protect up to two borrowers.
Loss of Life
Your purchase of Debt Defender is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of Debt Defender terms, DPGAP-0413-822E.
Personal Line of Credit DetailsThe line of credit loan is easily accessed to allow money for any personal situation.