Refinancing a Loan to MEFCU

Refinancing Vehicle Loans to MEFCU

Have a vehicle loan elsewhere at a higher rate than MEFCU's?  We can refinance that here for free, and start saving you money today.  Get the vehicle paid off in the amount of time you currently have left on the loan, yet pay less than you currently do with each payment...

What is the downside?

Steps to refinance to MEFCU:

1. Compare your current rate to MEFCU rates
2. If we have a lower rate, simply request a loan online

Refinancing a Personal Loan to MEFCU

MEFCU also refinances Personal Loans from other providers for free.  Generally, these loans carry a higher interest rate, so it is certainly worth comparing to ensure you are getting the best deal possible.  Many times, our Loan Officers can help you find ways to use collateral to get even lower rates and pay even less.

Stop wasting money and switch to MEFCU!

Steps to refinance to MEFCU

1. Compare your current rates to MEFCU rates
2. If we have a lower rate, simply request a loan online

Refinancing Credit Cards to MEFCU

MEFCU's no fee balance transfer is a popular option for members who have a high rate card elsewhere.  With recent legislative changes, many credit card companies have hiked up their rates... so it is certainly worth comparing to ensure you are getting the best deal possible.  Many times, our Loan Officers can help you find ways to use collateral to get even lower rates and pay even less.

Switch to a card provider you can trust!

Steps to refinance to MEFCU:

1. Compare your current rates to MEFCU rates
2. Compare the perks of your current card to the MEFCU Visa card
   • 1% annual rebate!
   • No annual fees
3. If we have a lower rate, simply request a card online

Refinancing a Home Equity Loan to MEFCU

MEFCU's Home Equity Loan, Home Equity Line of Credit (HELOC), and First Lien Home Equity Loan all have saved many of our members significant amounts of money when refinanced from other financial providers.  You will have to decide what amount of savings each month is enough to make the switch... Is $100 or $1000 a month enough?  We have even saved members up to $1600 a month by refinancing their debt to our rates and products!

Take advantage of your membership by using MEFCU products!

Steps to refinance to MEFCU:

1. Compare your current rates to MEFCU rates
2. Compare your current fees to MEFCU's:
   
   • No cancellation fee
   • No annual fee
   • No origination fee
3. If we have a better deal for you, simply request a loan online

Refinancing your Mortgage to MEFCU

The historically low mortgage rate environment is turning many members to thoughts of refinancing their mortgage.  General rule of thumb is that you want to improve a full (percentage) point on your interest in order to make it worth the cost of refinancing.  This leads to quite a bit of 'rate watching' by folks waiting for rates to hit a specific point.

Take advantage of our rates and discounted origination fees to save!

Steps to refinance to MEFCU:

1. Compare your current rates to MEFCU rates
   • Visit the MEFCU Mortgage Center and use our refinance calculator
   • Sign up for Rate Alert if the rate you want isn't available yet
2. Compare the perks of working with MEFCU compared to other providers
   
   • Discounted origination fee
   • Commission free Mortgage Loan Officers
3. If it makes sense to refinance, simply visit our Mortgage Center and apply online!