Details
- 1% annual reward on purchases (minimum $15.00)
- No annual fee
- Low interest rate
- 25 day grace period
- No balance transfer fee
- Auto Rental Collision Damage Waiver included at no extra cost
- Travel Accident Insurance and Emergency Assistance Services included at no extra cost
- Warranty Manager Service included at no extra cost
Out of the thousands of credit cards available today, our members choose us for a reason.
VISA Application and Solicitation Disclosure
Verified by Visa Your card comes equipped with Verified by Visa, so you can shop online with greater security. Click
here for a list of participating retailers.
Rates
*See special rate notation above.
|
|
| Visa Classic - variable rate05/21/2013 |
| 11.25% |
Lost/Stolen Card
To report your Visa credit card lost or stolen, call (800) 234-5354 -- available 24 hours a day.
Outside the US: 1-410-581-9994 -- call Collect
Visa Online
Visa Online is available to our current cardholders at MEFCU. With Visa Online, you can access your credit card account 24/7 through any personal computer that has Internet access.
Use Visa Online to:
- Make payments
- Access balance information
- View payment history
- Review statement history
- View current activity
- Make inquiries
- Receive electronic statements
- Designate electronic alerts (e-mail notification or reminders)
- Download account data into Quicken and Microsoft Money Products
Requirements
- Personal e-mail address
- Internet web browser with 128-bit encryption such as Netscape Navigator or Microsoft Internet Explorer
- Minimum of Windows 3.1, Windows NT, or any newer Windows version should be compatible. Macintosh users with Internet Explorer Browser may experience issues, as Microsoft did not renew their Macintosh certificate.
- Any authorized Internet Service Provider
- Must turn off Pop Up Blockers
- Need Adobe Reader (if you don't have it, download it for free at www.adobe.com)
Visa Online Terms and Conditions
To request a copy of your credit card agreement, contact us at 507-535-1460 or 800-535-2129, or via email at mefcu@mayo.edu.
Debt Defender – protection that pays!
Debt Defender is a voluntary loan-payment protection product that helps preserve your family’s standard of living and helps give you relief from financial burdens if a protected life event such as disability, loss of life or involuntary unemployment happens to you. Debt Defender will protect up to two borrowers.
Disability
- A voluntary form of payment protection designed to make a member’s monthly payment, up to the policy maximum, should you become totally disabled due to a medically determined sickness or injury and are unable to work.
Loss of Life
- A voluntary form of payment protection designed to pay off an outstanding loan balance in the event a covered member dies before the loan is repaid, up to policy maximum.
Involuntary Unemployment
- A voluntary form of payment protection designed to make a member’s monthly payment, up to the policy maximum, should they become unemployed through no fault of their own.
Your purchase of Debt Defender is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of Debt Defender terms, DPGAP-0413-822E.
