Free with your checking account is a Visa Debit Card. Accepted worldwide for purchases and for withdrawing from ATMs. Your purchase amount is deducted from your checking account - just as if you had written a check.
Looks like a credit card, works like a check!
Report your stolen or lost VISA® credit or debit card
Within the US: (800) 234-5354 -- 24 hours a day
A replacement fee may apply for lost cards. You must cancel reoccurring charges that normally post to the Lost/Stolen card.
Visa® debit card authorizations are limited to a maximum dollar amount per transaction. This may affect signature debit card transactions. For more information, please contact a Call Center Representative at 507-535-1460 or 800-535-2129.
Debit Card Courtesy Pay
Debit Card Courtesy Pay was created to help you in an emergency or prevent embarrassment when there is not enough money in your Checking Account to cover a Debit Card (PIN or signature-based purchase) or ATM transaction. With this service, MEFCU may authorize your Debit Card (PIN or signature-based purchase) purchase and ATM transactions, even if there is not enough money in your checking account to cover them. Plus, there is no fee to enroll, and no fee will be charged unless you use the service.
This service is in addition to MEFCU’s Courtesy Pay, which you may already have to pay checks and ACH transactions. To enroll in this service, simply follow the link, complete the form and return it to any office.
When using your VISA® Debit Card with your PIN Code: