Certificates

Our certificates offer an easy way to save for the future! With guaranteed returns and a variety of terms, the choice is yours. 

We offer both savings and IRA Certificates with terms ranging from three months to five years. When compared to a regular savings account, certificates earn a higher dividend rate.

Features

  • Deposit options starting as low as $1,000
  • Certificate Secured Loans available
  • Tiered rate structure on all terms
  • Dividends are compounded quarterly

Youth & Teen Certificates

If you're looking to put money aside for a child's future use, we offer both Youth and Teen Certificates with very favorable rates. The minimum deposit is $100, and you are able to add on to the certificate in increments as many times as you'd like, with a minimum of $100 each time.

 

Youth Certificates

The Youth Savings Certificate is available for members age 0-12. The minimum deposit is $100, with an account maximum of $10,000. The certificate matures on the child’s 13th birthday. One certificate per youth.

Teen Certificates

The Teen Savings Certificate is available for members age 13-17. The minimum deposit is $100, with an account maximum of $15,000. The certificate matures on the teen’s 18th birthday. One certificate per teen.