Visa Debit Cards

Our checking accounts include a Visa debit card, which is accepted worldwide for purchases and ATM withdrawals. Whether you need to pay a bill or run errands, it’s easy to use!

Please contact Visa directly for after-hours assistance at the number on the back of your card, (800) 234-5354.


We also offer instant issue debit cards at three of our offices: Cascade Lake, 41st Street and Centerplace. This provides you access to your account immediately, and prevents interruptions in use if your card is lost or stolen. With Visa's Zero Liability Policy, you are protected from liability for unauthorized use of your card.

You may use your debit card with a PIN number at retail locations and at ATMs, at no additional cost. With your card, there is no fee for transactions at a Mayo Employees Federal Credit Union ATM.

When retailers ask you if you want to pay for your purchase with debit or credit, you have two options. Debit uses your PIN to pay for a purchase and allows you to get cash back. If you select credit, you will simply sign for your transaction. With both options, the total amount will be deducted from your checking account.

Travel Information

Going somewhere? Before you leave, please let us know so that you may continue to use your Visa Credit or Debit Card without interruption. Your card is welcome everywhere that Visa is accepted.

  • Online Banking: Log in and select Secure Forms, found on the left. Complete and submit the Visa Travel Notification.
  • In Person: If you prefer, visit one of our locations to complete a Visa Travel Notice form.

If traveling internationally, please see our information about which countries may impact your card usage.

Design Your Debit Card

For a small fee, you can now take your favorite photo and turn it into your MEFCU Visa Debit Card. Whether it is a picture of your family, friends, pets, or a relaxing vacation; your debit card can be personalized with your favorite memory.

Design your debit card today!

Lost or Stolen Card

Report your lost or stolen Visa credit or debit card.

Within the US: (800) 234-5354 — 24 hours a day
Outside the US: (410) 581-9994 — Call Collect

A replacement fee may apply for lost cards. You are responsible for canceling any reoccurring charges that normally post to the lost or stolen card.