Personal Loan Rates

Table data for Visa Credit Cards (Variable Rates)
 Rates effective 12-06-2019
APR* Alert Me
Visa Platinum 8.75% Receive a notification when this rate changes
Visa Classic 12.75% Receive a notification when this rate changes
Limits for Visa Platinum: $25,000 maximum based on credit history.
Limits for Visa Classic: $5,000 maximum based on credit history.

*APR = Annual Percentage Rate.

Table data for Personal Loan
 Rates effective 12-06-2019
APR as low as* Alert Me
Personal Loan 8.99% Receive a notification when this rate changes
Personal Line of Credit 11.90% Receive a notification when this rate changes
Rates are accurate as of specified date and are subject to change without notice.
*APR = Annual Percentage Rate. Actual rate is based on applicant's credit history

Table data for Credit Builder Loan
 Rates effective 12-06-2019
APR as low as* Alert Me
Fixed Rate 7.00% Receive a notification when this rate changes
Rates are accurate as of specified date and are subject to change without notice.
*APR = Annual Percentage Rate. Actual rate is based on applicant's credit history

Table data for Savings Secured Loan
 Rates effective 12-06-2019
APR as low as* Alert Me
Fixed Rate 4.00% Receive a notification when this rate changes
*APR = Annual Percentage Rate.

Table data for Certificate Secured Loan
 Rates effective 12-06-2019
APR as low as* Alert Me
Fixed Rate 2% Over Stated Rate Receive a notification when this rate changes
*APR = Annual Percentage Rate.

Table data for Student Loan
 Rates effective 12-06-2019
LIBOR Rate* Loan Margin** Alert Me
Variable Rate 2.25% 3.00% - 9.20% Receive a notification when this rate changes
Fixed Rate Not Applicable 4.78% - 10.98% Receive a notification when this rate changes
Rates are accurate as of specified date and are subject to change without notice.

*The LIBOR Rate adjusts quarterly on the first day of January, April, July and October. We use the average of the 3-Month LIBOR, as reported by the Wall Street Journal on the 1st of each month, for the last three months preceding the adjustment date.

**The loan margin you pay will be determined after you apply. Actual margin is based on the applicant's credit history.
Table data for Student Loan Consolidation
 Rates effective 12-06-2019
LIBOR Rate* Loan Margin** Alert Me
Variable Rate 2.25% 3.37% - 7.17% Receive a notification when this rate changes
Fixed Rate Not Applicable 5.15% - 8.95% Receive a notification when this rate changes
Rates are accurate as of specified date and are subject to change without notice.

*The LIBOR Rate adjusts quarterly on the first day of January, April, July and October. We use the average of the 3-Month LIBOR, as reported by the Wall Street Journal on the 1st of each month, for the last three months preceding the adjustment date.

**The loan margin you pay will be determined after you apply. Actual margin is based on the applicant's credit history.