Personal Loan Rates
| APR* | Alert Me | |
|---|---|---|
| Visa Platinum | 12.50% | Receive a notification when this rate changes |
| Visa Classic | 16.50% | Receive a notification when this rate changes |
| Limits for Visa Platinum: $25,000 maximum based on credit history.
Limits for Visa Classic: $5,000 maximum based on credit history. *APR = Annual Percentage Rate. |
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| APR as low as* | Alert Me | |
|---|---|---|
| Personal Loan | 10.99% | Receive a notification when this rate changes |
| Personal Line of Credit | 11.90% | Receive a notification when this rate changes |
| Rates are accurate as of specified date and are subject to change without notice.
*APR = Annual Percentage Rate. Actual rate is based on applicant's credit history |
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| APR as low as* | Alert Me | |
|---|---|---|
| Fixed Rate | 7.50% | Receive a notification when this rate changes |
| Rates are accurate as of specified date and are subject to change without notice.
*APR = Annual Percentage Rate. Actual rate is based on applicant's credit history |
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| APR as low as* | Alert Me | |
|---|---|---|
| Fixed Rate | 5.00% | Receive a notification when this rate changes |
| *APR = Annual Percentage Rate. | ||
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| APR as low as* | Alert Me | |
|---|---|---|
| Fixed Rate | 2% Over Stated Rate | Receive a notification when this rate changes |
| *APR = Annual Percentage Rate. | ||
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| Loan Margin** | Alert Me | ||
|---|---|---|---|
| Variable Rate* | 9.85% - 13.86% | Receive a notification when this rate changes | |
| Fixed Rate | 9.00% - 11.00% | Receive a notification when this rate changes | |
| Rates are accurate as of specified date and are subject to change without notice.
*If you choose and receive a variable rate loan, your rate may change once a quarter. The variable rate is based on the 90-day average of the daily Secured Overnight Financing Rate (“SOFR”) Published by the Federal Reserve Bank of New York as of two business days immediately preceding the quarterly adjustment date. Your rate will be calculated each quarter by adding the 90-day SOFR to a margin that is assigned to your loan upon loan approval. All loans are subject to an interest rate floor based on term: 10 year: 0.00% and an interest rate cap of 18.00%. **The loan margin you pay will be determined after you apply. Actual margin is based on the applicant's credit history. |
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| Loan Margin** | Alert Me | ||
|---|---|---|---|
| Variable Rate* | 8.72% - 12.52% | Receive a notification when this rate changes | |
| Fixed Rate | 6.75% -9.00% | Receive a notification when this rate changes | |
| Rates are accurate as of specified date and are subject to change without notice.
*If you choose and receive a variable rate loan, your rate may change once a quarter. The variable rate is based on the 90-day average of the daily Secured Overnight Financing Rate (“SOFR”) Published by the Federal Reserve Bank of New York as of two business days immediately preceding the quarterly adjustment date. Your rate will be calculated each quarter by adding the 90-day SOFR to a margin that is assigned to your loan upon loan approval. All loans are subject to an interest rate floor based on term: 5 year: 0.00%, 7 year: 0.00%, 10 year: 0.00%, 15 year: 0.00% and an interest rate cap of 18.00%. **The loan margin you pay will be determined after you apply. Actual margin is based on the applicant's credit history. |
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