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Rates are accurate as of specified date and are subject to change. Please call our Call Center at (507) 535-1460 or (800) 535-2129 for current information on applicable fees, terms and rates. For current rate information 24 hours a day, call MARS audio response line at (507) 284-5666 or toll free, (800) 444-7649.
| Effective as of November 20, 2009 |
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Annual Percentage Rate
As Low As * |
| Savings secured |
5.00% |
| Secured loans - Certificate |
2% over
stated rate |
Secured loans - new collateral
(current model year or newer)
Up to 5 years
Up to 6 years |
4.45%
5.39% |
Secured loans - used collateral (2002-2008)
Up to 4 years
Up to 5 years |
4.75%
5.25% |
Other secured (untitled items such as ATV, snowmobiles, etc.)
Up to 4 years
Up to 5 years |
6.50%
6.75% |
Large RV/Boat (loans $25,000 +)
5 year balloon
Up to 8 years
Up to 10 years |
6.75%
7.40%
8.05% |
| Secured loans - older collateral (2001 and older) |
7.90% |
| Personal loan |
9.50% |
| Personal line of credit |
11.90% |
| Visa Platinum - variable rate |
6.25% |
| Visa Classic - variable rate |
11.90% |
*Actual rate is based on applicant's credit history.
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