Rates

 

Printable rate sheet.
Money Market Savings107/25/2014
Deposit Amount Dividend Rate Annual Percentage Yield
$2,500 - $9,999.99 .25% .25%
$10,000 - $24,999.99 .25% .25%
$25,000 - $49,999.99 .35% .35%
$50,000 - $99,999.99 .35% .35%
$100,000+ .45% .45%
1Minimum balance required for Money Market Savings to earn stated rate is $2,500. Annual percentage yield is accurate as of specified date.

Premium Money Market Savings107/25/2014
Deposit Amount Dividend Rate Annual Percentage Yield
$20,000 - $24,999.99 .40% .40%
$25,000 - $49,999.99 .45% .45%
$50,000 - $99,999.99 .45% .45%
$100,000+ .50% .50%
1Minimum balance required for Premium Money Market Savings to earn stated rate is $20,000. Annual percentage yield is accurate as of specified date.

Checking107/25/2014
Dividend Rate Annual Percentage Yield
  .10% .10%
1Minimum opening balance $25. Rate may change after account is opened. Dividends are compounded and credited monthly.

Certificates107/25/2014
3 months Dividend Rate Annual Percentage Yield
$1,000 - $9,999.99 .20% .20%
$10,000 - $24,999.99 .25% .25%
$25,000 - $49,999.99 .30% .30%
$50,000 - $99,999.99 .30% .30%
$100,000 + .35% .35%
6 months    
$1,000 - $9,999.99 .25% .25%
$10,000 - $24,999.99 .30% .30%
$25,000 - $49,999.99 .35% .35%
$50,000 - $99,999.99 .35% .35%
$100,000 + .40% .40%
1 year    
$1,000 - $9,999.99 .35% .35%
$10,000 - $24,999.99 .40% .40%
$25,000 - $49,999.99 .45% .45%
$50,000 - $99,999.99 .45% .45%
$100,000 + .50% .50%
2 years    
$1,000 - $9,999.99 .45% .45%
$10,000 - $24,999.99 .50% .50%
$25,000 - $49,999.99 .55% .55%
$50,000 - $99,999.99 .55% .55%
$100,000 + .60% .60%
3 years    
$1,000 - $9,999.99 .60% .60%
$10,000 - $24,999.99 .65% .65%
$25,000 - $49,999.99 .70% .70%
$50,000 - $99,999.99 .70% .70%
$100,000 + .75% .75%
4 years    
$1,000 + .85% .85%
5 years    
$1,000 + 1.00% 1.00%
1Minimum opening balance is $1,000. A penalty may be imposed for early withdrawal. Rates are accurate as of specified date and are subject to change.

IRAs/ESAs107/25/2014
Dividend Rate Annual Percentage Yield
IRA/ESA savings .40% .40%
1The rate is accurate as of specified date. Variable rate may change after account is open.


New Auto (current model year or newer)107/25/2014
Annual Percentage Rate As Low As2
Up to 4 years 1.70%
Up to 5 years 1.70%
Up to 6 years 1.95%
1Rates are accurate as of specified date and are subject to change without notice.
2Actual rate is based on applicant's credit history.

Used Auto (2007-2013)107/25/2014
Annual Percentage Rate As Low As2
Up to 4 years 2.75%
Up to 5 years3 2.75%
1Rates are accurate as of specified date and are subject to change without notice.
2Actual rate is based on applicant's credit history.
36 year financing available for collateral meeting specific criteria.

Used Auto (2006 and older)107/25/2014
Annual Percentage Rate As Low As2
Up to 4 years 4.99%
1Rates are accurate as of specified date and are subject to change without notice.
2Actual rate is based on applicant's credit history.

Large RV/Boat (loans $25,000 +)207/25/2014
Annual Percentage Rate As Low As1
Up to 8 years 5.79%
Up to 10 years 6.29%
1Actual rate is based on applicant's credit history.
2Rates are accurate as of specified date and are subject to change without notice.

ATV, snowmobiles, etc.207/25/2014
Annual Percentage Rate As Low As1
Up to 4 years 5.49%
Up to 5 years 5.99%
1Actual rate is based on applicant's credit history.
2Rates are accurate as of specified date and are subject to change without notice.

Visa Platinum - variable rate07/25/2014
Annual Percentage Rate
7.25%

Visa Classic - variable rate07/25/2014
Annual Percentage Rate
11.25%

Personal107/25/2014
Annual Percentage Rate (as low as)2
Personal loan 8.99%2
Personal line of credit 11.90%
1Rates are accurate as of specified date and are subject to change without notice.
2Actual rate is based on applicant's credit history.

Home Equity207/25/2014
Maximum Loan to Value Maximum Term Annual Percentage Rate As Low As1 Loan Limits3
80% 5 years 4.49% Min $5,000
Max $200,000
80% 10 years 4.99% Min $5,000
Max $200,000
80% 15 years 5.69% Min $5,000
Max $200,000
100% 5 years 4.79% Min $5,000
Max $150,000
100% 10 years 5.29% Min $5,000
Max $150,000
100% 15 years 5.79% Min $5,000
Max $150,000
1Actual rate is based on applicant's credit history.
2Rates are accurate as of specified date and are subject to change without notice.
3Closing costs ranging from $0 - $1,000 may be charged for a Home Equity loan.

Home Equity Line of Credit Variable Rate307/25/2014
Maximum Loan to Value Draw Period Annual Percentage Rate1 Loan Limits2
80% 15 years 3.25% Min $5,000
Max $150,000
1The variable loan rate is subject to change the first day of each calendar month, based on the external prime lending rate index published in "The Wall Street Journal" in effect at the close of the fifteenth day of the preceding month (i.e., July 1-31, the rate would be determined based on the June 15 prime rate). Any rate change will affect existing balances as well as future advances. The maximum rate is 16.00%.
2Minimum payment is $15 per thousand or $50 per month, whichever amount is greater. Initial advance must be at least $5,000, after that, $100. When an advance is given, the new payment amount is disclosed on the receipt.
3Closing costs ranging from $0 - $1,000 may be charged for a Home Equity loan.

First Lien Home Equity Loan Fixed Rate207/25/2014
Maximum Loan to Value Maximum Term Annual Percentage Rate As Low As1 Loan Limits3
80% 10 years 3.69% Min $5,000
Max $200,000
80% 15 years 3.99% Min $5,000
Max $200,000
1Actual rate is based on applicant's credit history.
2Rates are accurate as of specified date and are subject to change without notice.
3Closing costs ranging from $0 - $1,000 may be charged for a Home Equity loan.

Conventional Mortgage07/25/2014
Term Rate1 Annual Percentage Rate2
15 year fixed 3.125% 3.245%
20 year fixed 3.875% 4.046%
30 year fixed 4.125% 4.270%
7/1 ARM3 3.375% 3.184%
1Rates are subject to change without notice and are based on a 30-day lock in period. These rates are for example purposes only and are not to enter into a loan agreement at a specified interest rate.
2APR is based on a $100,000 mortgage with a .75% origination fee and a 20% down payment.
3ARM= Adjustable Rate Mortgage. Interest rates and payments may increase after consummation. After the initial fixed-rate period, your interest rate can increase or decrease annually according to the 1 years LIBOR.

Savings Secured07/25/2014
Annual Percentage Rate As Low As
4.00%

Certificate Secured107/25/2014
Annual Percentage Rate As Low As
2% over stated rate
1Rates are accurate as of specified date and are subject to change without notice.

Lot Loan107/25/2014
Term Rate2 Annual Percentage Rate3
10 year Fixed 8.250% 8.426%
1Available in Arizona, Florida, Iowa, Minnesota and Wisconsin
2Rates are accurate as of specified date and are subject to change without notice.
3APR is based on a $100,000 loan with a .75% origination fee.

Private Student Loans407/25/2014
FACS Grade Base Rate1 Loan Margin2 Upfront Fee3
Platinum Honors 0.23% 3.90% 2.50%
Platinum Plus 0.23% 5.09% 2.50%
Gold Honors 0.23% 6.90% 2.50%
Gold Plus 0.23% 7.90% 2.50%
Silver Honors 0.23% 8.90% 2.50%
Silver Plus 0.23% 9.90% 2.50%
1* The Base Rate adjusts quarterly on the first day of January, April, July and October. We use the average of the 3-Month LIBOR, as reported by the Wall Street Journal on the 1st of each month, for the last three months preceding the adjustment date.
2Base Rate + Loan Margin = Quarterly Adjusted Variable Loan Rate
3Upfront fee is rolled into loan balance, no funds needed at closing.
4Rates are accurate as of specified date and are subject to change without notice.